Free Planning Tool · 2026 Model
All-In Acquisition Budget
European propertytotal-cost calculator.
Turn a seductive asking price into a more useful first-year planning budget. Model transfer taxes, notary tariffs, agency allowances, and safety reserves.
Input parameters
Project assumptions
Select target destination and enter preliminary budget estimates.
Estimated all-in planning budget
€168,950
Includes purchase price, statutory taxes, legal notary scale, and 20% reserve.
- Purchase
- €50,000
- Renovation
- €90,000
- Estimated purchase tax
- €4,500
- Notary and registration
- €2,450
- Agency allowance
- €1,500
- Survey/legal/professional allowance
- €2,500
- Renovation contingency
- €18,000
Planning estimate, not a tax or legal quote. Tax basis and reliefs can differ from the entered purchase price.